Paying Off Your Help to Buy Property Loan

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Our dedicated expert Conveyancing Lawyers are here to navigate you through the process of paying off your Help To Buy Equity Loan.

With extensive experience in dealing with Help to Buy redemptions we can make the process as painless and straightforward as possible. The Help To Buy Equity Loan scheme was available to assist homeowners to afford the property they need from 2013 until 31st March 2023. Over a period of ten years many thousands of homeowners took advantage of this scheme to fund the purchase of their properties and after 5 years of interest free funding, interest then becomes payable on these loans.

It is then your choice to pay back your loan by remortgaging, paying it off with savings or even selling your property if necessary.

How Lawson-West Can Help

The process can be time consuming and complicated and given the financial amounts involved it is important to make sure that the loan is repaid or refinanced properly and the loan provider (Homes and Communities Agency or Homes England) are removed from the register of your property. Alternatively, sometimes only part of the loan will be redeemed and you will need to obtain a memorandum of staircasing to record the equity mortgage that remains.

Therefore getting everything right is essential. Our Lawson-West Conveyancing Team specialises in all aspects of  Help To Buy Equity Loans  so that the process is competed correctly, conveniently and as quickly and simply as possible for you.

Further Information can be found here or download our handy Step By Step Guide

For more information and assistance with dealing with your Help To Buy redemption, please complete our Contact Us or contact Tel: 0116 212 1000, ask for the conveyancing team at

rachael mitchell
Rachael Mitchell, Head of Conveyancing at Lawson-West Solicitors


“We were kept up to date and well informed on the progress. Our case was handled professionally.”

Mr & Mrs W, Glenfield, Leicestershire.


"Thank you for your work on this, for keeping me informed and for making the whole process as swift and efficient as possible."

 Mr G.B., Conveyancing client, Market Harborough


"Many thanks for all of your hard work, as well as your patience. It is much appreciated."

W.S. in Leicester, Conveyancing client, Leicestershire

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