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Specialist Legal Advice for SIPPs and SSAS Commercial Property Investments

Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SSAS) are popular retirement planning vehicles that allow individuals to invest in commercial property as part of their pension fund. At Lawson West Solicitors, we offer expert legal guidance to ensure that your SIPPs or SSAS commercial property transactions are handled efficiently, securely, and in compliance with relevant regulations.

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What are SIPPs and SSAS?

  • SIPPs (Self-Invested Personal Pensions): A type of personal pension that gives individuals greater control over their investment choices, including the ability to invest in commercial property as well as funds, stocks and shares.
  • SSAS (Small Self-Administered Schemes): A type of occupational pension scheme normally set up by a limited company frequently used for small business owners and directors to benefit the owners, company directors and family members who are employees, allowing more flexibility in investments, including the acquisition and development of commercial property.

Investing in commercial property through SIPPs and SSAS can offer significant tax advantages, including potential tax relief on contributions, tax-free rental income, and capital gains tax exemptions on property disposals. Often clients will invest in a commercial property in their SIPPs or SSAS and then run their connected company at the Property to get the rental income into the scheme.

If you are considering investing in commercial property through a SIPPs or SSAS, contact Lawson West Solicitors for expert legal advice and support. Our team is here to guide you through every step of the process, ensuring a successful and compliant investment.

How Lawson West Solicitors Can Help

At Lawson West Solicitors, our experienced Commercial Property and Real Estate team provides comprehensive legal services tailored to SIPPs and SSAS commercial property investments, including:

  1. Property Acquisition and Disposal: Assisting with the legal aspects of buying or selling commercial properties, including due diligence, contract negotiation, and completion.
  2. Lease Agreements: Drafting and reviewing commercial lease agreements to protect your investment and ensure compliance with pension regulations.
  3. Property Development: Advising on property development projects funded through SIPPs or SSAS, including planning permissions, construction contracts, and risk management.
  4. Regulatory Compliance: Working with your pension scheme administrators and tax advisors to ensure that all property transactions comply with HMRC rules and pension regulations, protecting the tax-advantaged status of your SIPPs or SSAS.
  5. Funding and Finance: Advising on funding options and facilitating property transactions, including liaising with banks, financial advisors, and pension scheme administrators.

Our team works closely with pension scheme trustees, financial advisors, and property professionals to provide a seamless service that supports your investment goals.

Becki Beswick

How Can Lawson West Help You?

We’re one of the most active and dependable commercial property legal teams in Leicestershire. Let us help you in your commercial property or land transaction.

Clients and contacts tell us what sets our team apart is the personal and professional touch and welcoming approach provided in the provision of legal advice and services within commercial property transactions and client communications. Our broad land and property expertise means you will find us informed, experienced and confident.

The team understand clients’ needs and works tirelessly to meet specific deadlines with an informed and proactive guiding hand. We look forward to helping you.

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Testimonials from Pension Schemes - SIPPs and SSAS

Great client service is at the centre of our thinking, it’s embodied into how we train and develop our staff, how we help our clients and how we advise and assist people and business owners with their legal needs.

Our Core Values are Welcoming, Confident, Supportive, Knowledgeable and Dependable and we aim for clients to have a positive experience with Lawson West Solicitors.

Evidence of our great client service can be seen in the reviews and testimonials we regularly receive. We are always pleased to receive great reviews because it means our clients are happy with the service we provide, and it shows that we deliver on our core values, we don’t just talk about them. We really welcome client feedback and hope you enjoy reading some of the latest testimonials throughout this website.

Rebecca Beswick, Head of Commercial Property & Real Estate Lawson West Solicitors, Leicester ""Rebecca provides a great service, I guess you have a few other little gems over there but Rebecca is definitely one of them. She has an understanding that you don’t come across that often in a lawyer, probably one or two others in my career – and I have met a lot.""

Mr R M, Commercial Property Charity Client, Leicester

Rebecca was very friendly and kept us fully informed throughout.

Mr & Mrs C

Always very helpful.

Miss S, Evington, Leicester

Knowledge About Pension Schemes - SIPPs and SSAS