Lawson-West solicitors welcome the refresh of the Motor Insurance Database and new publicity campaign launching on Thursday 24 September 2009.
The Motor Insurance Database holds details of more than 34 million vehicles in the UK and is used by police to identify vehicles being driven without insurance. You can check your own vehicle is on the database by visiting www.askMID.com. The Motor Insurance Bureau is campaigning to make it an offence to keep a vehicle without insurance.
If you have been involved in an accident caused by an uninsured driver, you may be able to claim injury compensation through the Motor Insurance Bureau’s uninsured driver scheme. The scheme is paid for by insurance companies to enable accident victims to claim compensation where the driver who was at fault is uninsured as previously accident victims could not make a claim, even when suffering multiple serious injuries resulting in disability.
The Motor Insurance Bureau is also working with the insurance industry, government, police and the DVLA to introduce the Continuous Insurance Enforcement scheme by 2011. Subject to government approval later in the year, the CIE scheme aims to identify policyholders who have not renewed their insurance and send out initial warning letters which are then followed up to help ensure drivers keep their insurance polices up to date.
Currently around 5% of vehicles in the UK are uninsured and police convict around 230,000 uninsured drivers each year. Research shows that uninsured drivers are five times more likely to be involved in a road traffic accident, fail to comply with road traffic requirements (e.g. driving a car without a valid MOT certificate) and more likely to be engaged in other criminal activity.
Uninsured and untraced drivers injure three people every hour and kill three people every week. The Motor Insurance Bureau reports receiving 33,000 new accident compensation claims as a result of accidents involving uninsured or untraced drivers during 2008, which averages out at 90 claims per day.
If you have been injured in an accident involving an uninsured or untraced driver, please contact Vicky Jones on 0116 212 1000 now, complete one of the on-line forms or text ‘accident’ to 07968 888857 and we’ll call you back
